The non-payment of debt, late payments can be a substantial reason for the cancellation of the credit agreement.
If the lender illegally increased its rate of interest or decided to charge a fee for services that have always been free, it will also serve as a basis for termination of the contract unilaterally. If the property was bequeathed to minors, the decision will be for them to take the parents or official guardians. And it's perfectly legal, but completely unfair. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies. However, should not be confused incomplete payment of borrowed funds with a single payment, which is still practiced by some banks. This is due to the fact that many men are 30 years of age suffer cravings for expensive and new cars, and as practice shows, in most cases, their financial capacity is not the same appetites. So before you accept the inheritance, think about whether you need a new Maserati in the loan if yellow Kalina still regularly serves.. However, among creditman are present and those citizens who have seen the Soviet power, with its queues, coupons and deficiencies of essential household goods.
However, should not be confused incomplete payment of borrowed funds with a single payment, which is still practiced by some banks.
The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. Financial institutions, in turn, try not to spoil its clients with mood like little things and hold back fees. Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral. Very often potential borrowers are lured by the fact that promise to provide consumer loans or cash loans within 15 minutes at the time of treatment, and from the potential borrower in obtaining such loans will not need to provide any documents other than passports. In any case, until he attains the age of majority. And it's perfectly legal, but completely unfair. If you have already applied for a loan on bad terms, you might think that the Bank lied that the Treaty violates your rights, you can still try to terminate it. It happens this way. In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing.
The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand.
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